Share Certificates in Plaquemine

Earn a significant rate of return on your hard-earned money! At Essential Credit Union, our Share Certificates in Plaquemine give you a secure, predictable way to grow your savings with competitive fixed rates.

Limited-Time Certificate Opportunities

Your savings deserve to work harder. With our featured share certificate options, you can lock in a strong rate and enjoy peace of mind knowing your earnings are guaranteed for the full term.

Why choose our share certificates?

High Rate, Flexible Terms – Choose from short- or long-term options that fit your goals
Guaranteed Growth – Fixed rates mean predictable earnings
Easy to Open – Start with as little as $500

APY = Annual Percentage Yield. Rates, terms, and conditions are subject to change. Penalties may apply for early withdrawal. Federally insured by NCUA.

Certificate Calculator

Build a Brighter Future.

Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.

Initial Deposit:

minus sign plus sign

Certificate Term (Months)

Future account balance:

Interest earned:

Open a share certificate account with and it will grow to in months. The account will have earned in interest.

Certificates in Plaquemine

Share certificates are high-earning accounts designed to help you earn more on your savings while minimizing risk.

Key features:

$500 minimum opening balance
Terms ranging from 3 months to 5 years
Fixed rate for the life of the certificate
Automatic renewal at current rates
Early withdrawals are subject to a penalty

Dividends may be paid monthly or quarterly. See Truth-in-Savings disclosures for full details.

Why Choose Essential Credit Union in Plaquemine for Your Share Certificate?

Essential Credit Union in Plaquemine offers a safe and reliable way to grow your savings with our Share Certificates. Here’s why you should choose us:

High Rates, Guaranteed Growth: Our fixed rates ensure your savings grow predictably over time, with guaranteed returns.
Flexible Terms: Choose from terms ranging from 3 months to 5 years, so you can find the option that best fits your goals.
Low Minimum Investment: Start with just $500 to open your Share Certificate and begin earning today.
Security: Your deposits are federally insured by NCUA, providing peace of mind.
Easy to Open: It's simple to start, with dividends paid monthly or quarterly.

Set Up Your Share Certificate with Essential Credit Union Today!

Whether you’re searching for certificates in Plaquemine, comparing the best CD rates in Plaquemine, or looking for credit union share certificates near me, our local team is here to help. You can explore current terms and rates on our Share Certificates page, stop by the Plaquemine Branch for in-person assistance, or contact us today!

How to open or add a Share Certificate

Non-Members

If you're new to Essential and have not yet established a membership, you will need to do that first. Becoming a member requires a share account and there is a $5 minimum to open a share account (In the credit union world a share account is similar to a savings account -- click here to see the difference between a CD and Share Certificate).

Once you have established membership, you can then open additional accounts under your membership, such as term share certificates and even checking accounts.

Apply for Membership

Members

Thanks for already being a member! The easiest and fastest way to add a share certificate account to your membership is to:

Login to Online or Mobile Banking
Hover over Apply Now
Select Add a New Account

From here, you can open one or multiple share certificate accounts and even transfer the funds instantly.