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To better understand how Social Security retirement benefits work for you, Essential has put together a summary of the ins-and-outs of Retirement Benefits.

Essential has gathered a list of national organizations dedicated to the needs of seniors. These national organizations can refer you to agencies and businesses in your local community.

When it comes to retirement, Essential has you financially covered.  Learn more about the the retirement withdrawal rate and what's a safe number.

Learn how to prepare financially for retirement. How do you know how much money you will need? How do you know how much income you will have each month? If you can start to get a better handle on these numbers by completing a retirement budget, you can take a big step toward creating a time that will be truly relaxing and low-stress. It’s best to do a retirement budget at least five years before retiring, but there is never a bad time to take a close look at the figures.

Follow these suggestions for the most accurate returns and quickest refunds

Does the Buy Now, Pay Later option seems too good to be true? Learn the good and the bad about this option in our latest blog post.

While babies are a blessing, they can also be more expensive than most new parents ever imagined. Research shows that it costs a family with a median income nearly a quarter of a million dollars to raise a child through age 17 in the United States. Whether you are expecting a new addition in just a few months or a little farther down the road, consider these tips to prep your finances when your family is expanding.

With a debt consolidation loan, you’re essentially taking out one loan to pay off all your balances. You can think of it as a bigger umbrella loan that aggregates and covers all your smaller ones. Is Debt Consolidation Right For You? Here’s How To Find Out.

To keep your identity and money secure, here’s a quick guide to identifying—and avoiding—online fraud.

Financial health includes four key components: Spend, Save, Borrow, and Plan. Here are some valuable tips to strengthen each component.