Certificates
24-Month Bump Certificate Online Special
Earn Guaranteed1 Returns with 3.00% APY2
This limited-time 24-month Bump Certificate Online Special offers our best rate exclusively to those who add/open the account online.
Plus, account holders have the option for a one-time bump3 if the rate goes up.
- Only $500 minimum balance required
- 24-month term
- Deposit up to $100,000
- Enjoy automatic renewal at current rates
- Fixed rate for the term of the certificate with one-time bump option
- Early withdrawals are subject to penalty
1 In order to obtain the advertised rate, members must open and fund the Certificate Special online through Essential's website. Dividends are paid quarterly. Early withdrawals are subject to penalty. Upon maturity, certificate will renew at the current rate at the time of renewal. See Truth-in-Savings for more disclosures 2APY = Annual Percentage Yield. 3One bump up allowed during the term of the certificate. Bump up does not extend the maturity date. Federally Insured by NCUA.
Share Certificates
Share Certificates are high-earning accounts that can help you earn a significant rate of return on your hard-earned money1.
- Only $500 minimum balance required
- Choose 3 months to 5 year terms
- Enjoy automatic renewal at current rates
- Fixed rate for the term of the certificate
- Early withdrawals are subject to penalty
1Dividends are paid out either monthly or quarterly. Early withdrawals are subject to penalty. Upon maturity, certificate will renew at the current rate at the time of renewal. See Truth-in-Savings for more disclosures. APY = Annual Percentage Yield. Federally Insured by NCUA.
