Essential Federal Credit Union is well known for providing customers with great checking and savings account options. However, we also specialize in personal loans and service many customers in Baton Rouge! We know that each of our customers has different needs and goals in mind, and we’re committed to helping you find a personal loan that helps you achieve those goals. 

What Are Your Goals?

Our personal loans are specific to your needs like buying a car, purchasing a home, going on a nice vacation, and more. We’ve structured these options to best help you reach those goals. So if you are looking for personal loans in Baton Rouge, Essential FCU can be the best choice for you. Here are the different personal loans that our federal credit union makes available to our customers.

Auto Loans

Many auto loans take advantage of the customer and hike up interest rates. Our personal auto loans in Baton Rouge can help you buy a new or used vehicle at a low rate. Our rates are extremely competitive, and we provide up to 125% financing. Essential FCU auto loans offer extended warranties, payment protection, and no pre-payment penalty. 

Recreational Vehicles Loans 

Life is meant for having fun. Essential FCU can help you purchase some fun toys to keep life entertaining. We offer personal loans for RVs, motorcycles, ATVs, boats, and travel trailers. For RVs and Boats, the loan terms are up to 120 months and the motorcycle loan terms are up to 84 months. 

Tuition Loans

The value of education cannot be understated. Our personal loans in Baton Rouge, can help you pay for grade school tuition. Not everyone has cash on hand to pay for school. Essential FCU’s tuition loans can assist your family and help your children get a great education. These loans have low fixed rates and 12-month terms. 

Home Loans

Everyone deserves to have a home. Our personal home loans in Baton Rouge, are perfect for first-time home buyers or families looking to upgrade to a newer house. Our home loans include flexible terms up to 30 years and refinancing solutions. Essential FCU offers low down payments and no PMI required in many cases! We have plenty of mortgage options available including Conventional Fannie Mae and Freddie Mac programs and other Essential FCU options. 

Ready Cash Loans 

Life is unpredictable and sometimes you just need a little cash to make it to the next paycheck. Our ready cash personal loans are made just to help you stretch your buying power. This loan allows you to borrow up to $1,000 with no credit check. This loan will also help you establish credit. 

Contact Us Today For Personal Loans In Baton Rouge

If you have any questions or would like to learn more about our personal loan options in Baton Rouge, please visit our personal loan information page. You can also call us to schedule a meeting or visit our office. Contact us toll-free at 888-369-2207. Our Baton Rouge office is located on Siegen and we’re open from Monday through Friday from 8:00 a.m. to 5:00 p.m. and Saturday from 9:00 a.m. to 12:00 p.m.