Start-up Savings

Teach your child the value of saving with a Youth Savings Account through Essential FCU! Their Youth Savings account at Essential FCU establishes their membership/ownership, earns dividends, and gives them the opportunity to building for their future.

A $5 minimum deposit is required to open a Youth Savings account and become a member.  A minimum balance of $5 must be maintained to remain a member.  Balances over $5 earn dividends. To open an account, visit any of our branches or call us at 1.888.369.2207phone icon.

  • Make saving regularly easier! Essential FCU offers payroll deduction, direct deposit or automatic transfer from other
    Essential FCU accounts.
  • Conveniently access your savings with your free ATM card issued with Essential FCU saving accounts.
  • Manage your savings anytime with Online Banking, 24/7!
  • Quarterly dividends and statements are mailed to you for your records. You can even get your statements electronically via eStatements, and it's FREE


APPLY NOW! or contact us at 1.888.369.2207phone icon or visit one of our Branches.

1The minor's social security card and birth certificate will need to be present to open the account.