Regular Savings

Your Regular Savings account at Essential FCU establishes your membership/ownership, earns dividends, and gives you the opportunity to build a secure future.

A $5 minimum deposit is required to open a Personal Savings account and become a member. A minimum balance of $5 must be maintained to remain a member. Balances over $100 earn dividends. To open an account, visit any of our Financial Resource Centers or call us at 1.888.369.2207phone icon.

  • Make saving regularly easier! Essential FCU offers payroll deduction, direct deposit or automatic transfer from other Essential FCU accounts.
  • Conveniently access your savings with your free ATM card issued with Essential FCU saving accounts.
  • Provide overdraft protection for your Essential FCU checking account with your savings!
  • Manage your savings anytime with Online Banking, 24/7!
  • Quarterly dividends and statements are mailed to you for your records. You can even get your statements electronically via eStatments, and it's FREE.


APPLY NOW! or contact us at 1.888.369.2207phone icon or visit one of our Branches.