Savings Accounts

A SAVINGS ACCOUNT for every need

Saving is uncomplicated with Essential FCU. We offer a variety of savings options for every savings goal. Plus, enjoy easy online, mobile and telephone banking access to your account 24/7 and the security of being NCUA insured.

Select the savings account that's best for you:

Regular Savings Account

Our Regular Savings Account is required for Membership. All you need is a $5 minimum opening deposit to receive your free ATM card and begin your financial journey to your decided destination!

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Start-Up Savings Account

It's never too early to encourage kids to start saving money. A Youth Savings account from Essential FCU shows them the benefit of compounding interest. Help them start saving today, as financial responsibility is something best learned at an early age.

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Club Savings Account

Open your  Club Account for only $5 and add to it at your leisure! Funds are transferred to your account each year in October.

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Savings Account - Essential FCU - Baton Rouge Savings Account

Need a personal savings account in Baton Rouge, Gonzales, Central, Walker, New Roads, or Plaquemine? Essential Federal Credit Union can help.