Checking Accounts


Key Checking

A high yield checking account that will earn you rewards by meeting the simple monthly requirements. We want to reward you for using your checking account! Earn up to 3.00% APY and receive ATM transaction fee refunds up to $20!*

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Simple Checking

With a Simple Checking Account, it is what it sounds like...SIMPLE! Receive the perks of this free* checking with no minimum balance fees, no check writing fees, free eBanking, VISA Check card and much more!

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Money Market Account

The Money Market Account was designed with you in mind. Our Money Market Account allows you to earn variable dividends based on your monthly average balance without you having to change account types. With a minimum balance of $1,000, you will enjoy having full access to your funds while earning a high interest. The tiers are broken down into the following balances:

  • $1,000 - $9,999.99
  • $10,000 - $24,999.99
  • $25,000+
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If you have questions or need more information on Essential FCU checking accounts, please visit a Essential FCU branch closest to you or call 1.888.369.2207.

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Personal Checking Accounts - Essential FCU - Baton Rouge Checking

Are you in need of a personal checking account in Baton Rouge, Plaquemine, Walker, Central, Gonzales or New Roads? Essential Federal Credit Union can help!