Certificate of Deposit Account

Only $500 minimum balance required.

Certificates, or Share Certificates, are high-earning accounts that can help you earn a significant rate of return on your hard-earned money. Once the Certificate is open you have the choice of compounding the interest monthly or quarterly or having the dividend distributed to another savings or checking account.1

  • Choose 3 months to 5 year terms.
  • Enjoy automatic renewal at current rates.
  • Fixed rate for the term of the certificate.
  • Early withdrawals are subject to penalty.

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GET STARTED TODAY, contact us at 1.888.369.2207 or visit one of our Branches.

See Disclosures for more information.

1 Dividends are paid out either monthly or quarterly.
*Note: Certificates may be subject to early withdrawal penalties.
Other Investments - Certificate Deposits - Essential FCU
At Essential Federal Credit Union, we're pleased to be able to offer Certificate of Deposit Accounts, also known as Certificates or CDs. Ask us about them!