Money Market Accounts

Let you money work for you! For those individuals with a large amount to deposit, we offer a higher yield on these accounts with the opportunity for greater return.

Learn More


Certificates, or CDs, are high-earning accounts that can help you earn a significant rate of return on your hard-earned money. Once the Certificate is open you have the choice of compounding the interest monthly or having the dividend distributed to another savings or checking account.

Learn More


An IRA at Essential FCU is a solid investment in your financial future. We offer our members Traditional, Roth and Educational IRAs at the highest rate of return for your situation.

Learn More