Other Services

Debt Protection

Essential, in partnership with Allied Solutions, offers you piece of mind with Debt Protection products available on most loans and credit cards offered by Essential.  In addition to loan protection, Essential, in partnership with TruStage, offers Auto, AD&D and Life Insurance.

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From Money Market Accounts, CD's, and even IRA's; Essential FCU has the options you need to protect your nest egg or save for the future.

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Pre-Paid Visa Cards

Pre-Paid cards are conveniently accepted everywhere VISA Debit cards are accepted. They give you the freedom to buy what you want whether online, in person or by phone. Essential FCU offers three different types of Prepaid VISA cards to meet your needs.

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Panther Pride CU

Essential FCU values financial education and that’s why it has established a student-run credit union within a local high school.  Panther Pride Credit Union is just another way we’re investing in you.

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Financial Resources

In our Financial Resource Center you can find Financial Calculators, Fraud Protection information, Assisted Services for those needing assistance after a life changing experience to get their finances back on track and Balance Pro, an online program Essential members can use for free financial education.

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All good things come with fine print.  However, ours is not teeny tiny or hidden…it’s right here.  Get all of the details about our policies, terms and conditions, and disclosures in our easy to read Disclosures section.

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Co-Op Shared Branches

Are you planning to move or travel where there are no Essential branches nearby?  It’s essential to us that you can bank no matter how far you are from a branch.  That’s why we’re a proud partner with the Co-Op Shared Branch network.  Access your account at thousands of participating credit unions and outlets across the nation..

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Balance Pro: Free Financial Education

Take the next step toward financial success today.  Through our partnership with Balance Pro, you have easy access to free financial education and counseling services.

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Other Financial Services - Essential - Baton Rouge Credit Union

Essential FCU is a Baton Rouge credit union which offers a number of financial services to members, including insurance, investments & other resources.