One For The Road

Life is busy, so keep moving with a new vehicle!  For a limited time, Essential will be giving you one for the road...1% cashback!  For any refinanced, new or used auto, boat, and RV you will receive:

  • 1% cashback*
  • 90 day no pay*
  • Low, fixed rate

Click here for more information about our loan products or click the button below to apply now.

Apply Now


*All loan approvals are based on standard loan underwriting guidelines and credit-scoring benchmarks. Actual rate may vary based on credit score.  Minimum refinance amount $10,000 to receive cash back.  Maximum cashback payout $500. Loans currently financed with Essential do not qualify. 680 and above qualify for 90 day no pay. 90 day no pay : Offer only applies to direct auto loans booked during promotional period. Limited time offer. To qualify member must have a credit score of 680 or higher and be current on all loans. The minimum loan value must be $10,000 or greater and the loan must be closed at Essential. Interest will accrue beginning at closing of the loan. Excludes all loans currently financed with Essential.