Want the best deal on your loan?
Get great rates and quick approval when you refinance or buy a new/used car, boat, motorcycle, ATV or RV
We'll even make the 1st payment for you!
Now is a great time to buy a new/used vehicle or even refinance your current loan. Whether you’re a current member or new to Essential, we’ve got your back — and your first payment!
Looking to buy? Essential makes it easy to get pre-approved BEFORE you shop, giving you the advantage at the dealership or car lot. Refinancing? Look no further for a low, fixed APR .
Essential has great competitive rates and an easy online application that will get you approved quickly for your new or refinanced loan. And that’s just the start — Essential also offers payment protection, GAP insurance, and extended warranties for vehicles.
We offer 100% financing and longer loan terms than most banks.
PLUS we’ll make your first payment for you…up to $500. Don’t miss out — this offer ends soon.