VA Loan Program
Patriotism is essential and that's why we offer a special home loan just for Veterans. You have sacrificed so much with your military service, but with 100% financing you do not have to sacrifice when it comes to buying a home. Our VA Loan Program features:
- 100% LTV financing with minimum mortgage insurance
- No income limits or restrictions
- Expanded qualifying ratios and flexible credit guidelines
- Maximum loan amounts apply
- VA Funding fee of 2.15% or 2.40% based on military status (financeable)
- Do not need to be a first time homebuyer, can be used for new purchases and refinance
Let us thank you for your service by helping you with the purchase of a new home.
Please note: A Credit Report fee will be assessed to all applications. This fee will be deducted from the total costs of your loan, if approved.
*Normal credit restrictions apply. Other restrictions may apply, please see a Essential FCU Representative for details.