VA Loan Program

Patriotism is essential and that's why we offer a special home loan just for Veterans.  You have sacrificed so much with your military service, but with 100% financing you do not have to sacrifice when it comes to buying a home.  Our VA Loan Program features:

  • 100% LTV financing with minimum mortgage insurance
  • No income limits or restrictions
  • Expanded qualifying ratios and flexible credit guidelines
  • Maximum loan amounts apply
  • VA Funding fee of 2.15% or 2.40% based on military status (financeable)
  • Do not need to be a first time homebuyer, can be used for new purchases and refinance

Let us thank you for your service by helping you with the purchase of a new home. 

To Apply, get pre-approved or check rates, email or call us at 888.369.2207phone icon.

Mortgage Loan FAQ

Please note: A Credit Report fee will be assessed to all applications. This fee will be deducted from the total costs of your loan, if approved.
*Normal credit restrictions apply. Other restrictions may apply, please see a Essential FCU Representative for details.