You may be eligible to carry our Visa Platinum® Rewards or Titanium® credit card that delivers the savings you deserve with added benefits you'll enjoy. Get more, so you can live more, when you use our card to help manage your daily expenses. Take a look!

  • 0.00% Introductory APR* Choose between our Low Rate Titanium Card or our Platinum Rewards Card and receive a 0% APR for 6 months on purchases or balance transfers. After that your rate will be 8.75%-17.49% on the Titanium Card or 11.50-17.99% for the Platinum Card. The APR's will vary with the market based on the Prime rate and credit worthiness.
  • $100 Hotel Rewards** Relax with a $100 Hotel Rewards voucher while you enjoy 0% APR!
  • One-to-One Rewards** You'll earn 1 point for every $1 spent on purchases with the Platinum Rewards card.
  • No Balance Transfer Fee** That's right. There's no fee when you transfer your balances with the other guys to an Essential credit card.
  • Added Security of Chip Technology** The chip card technology is enhanced security built into your card to help protect you from fraud, so you can shop and travel with confidence.
  • Personal Assistance Available, 24/7** Have a question about your credit card or benefits?  We're here for you around the clock. 


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*Introductory rate good until the first day of the billing cycle that includes the 6 month anniversary date of the opening of your account. Cardholder benefits are subject to change without notice.**Contact your Financial Institution at 888-369-2207 for detailed terms and conditions that may apply.  Hotel Loyalty Rewards offer is good for $100 toward a minimum two (2) night stay. Hotel Loyalty Rewards are redeemable toward hotel stays booked only through Hotel Reward will be mailed by February 28, 2019. The Hotel Loyalty Reward cannot be redeemed or exchanged for cash, check, or credit, only as specified herein. Reservations may be changed or cancelled based upon the travel provider's cancellation policy as indicated on the website. Upon arrival and check in at a hotel, you are responsible for the entire length of stay. No refunds or credits will be issued for any nights reserved but not consumed. Must be 21 years or older. Only one Hotel Loyalty Reward may be used per reservation, per card holder, or per family. THIS TRAVEL AWARD IS NOT VALID WHERE PROHIBITED BY LAW. Additional restrictions may apply.