Platinum Perks

Want 10,000 bonus points?  Just open a new Platinum Visa Credit Card, spend $2,000 in the first 3 months and get 10,000 BONUS POINTS!  Use your points for the things you want like gift cards and statement credits.  Continue earning points by making additional purchases.  Earn 1 point for every $1 you spend and the best part...your points do not expire for 3 years.  This is what we call Platinum Perks!

  • One-to-One Rewards** You'll earn 1 point for every $1 spent on purchases with the Platinum Rewards card.
  • No Balance Transfer Fee** That's right. There's no fee when you transfer your balances with the other guys to an Essential credit card.
  • Added Security of Chip Technology** The chip card technology is enhanced security built into your card to help protect you from fraud, so you can shop and travel with confidence.
  • Personal Assistance Available, 24/7** Have a question about your credit card or benefits?  We're here for you around the clock. 




*Normal credit restrictions apply. Other restrictions may apply, please see an Essential Representative for details and conditions that may apply.  Please note: Once approved, you will receive a cardholder agreement that gives you the details of your VISA account. See Fee Schedule for fee details. **10,000 bonus points will be applied to Platinum Credit Card accounts opened on or before November 15, 2019 with $2,000 in purchases or balance transfers made by January 15, 2020. Points will be added to the account no later than February 15, 2020. This offer only applies to new Essential Cardholders.