No Payments for 90 Days

New, Used and Indirect Auto Loans

If you're in the market for a new vehicle or want to lower your current vehicle's note, you will want to apply for Essential's limited time Auto Loan offer.

  • No payment for 90 days1
  • Low, fixed APR as low as 3.00%2
  • 100% financing available3
  • Payment Protection available
  • GAP Insurance available
  • Extended Warranty is available




1Minimum refinance amount $15,000 to qualify for 90 day no payment. 2 APR=Annual Percentage Rate. All loan approvals are based on standard loan underwriting guidelines and credit-scoring benchmarks. Actual rate may vary based on credit score. Some restrictions may apply.  See a service representative for details.

*Loans currently financed with Essential do not qualify. Offer only applies to indirect and direct auto loans booked during promotional period. Limited time offer. The minimum loan value must be $15,000 or greater. Interest will accrue beginning at closing of the loan. Excludes all loans currently financed with Essential.