Limited Time Special Offer: First Payment is Covered
Now through January 31, 2020, when you book a vehicle loan through Essential we will pay your first payment!
New and Used Auto
Whether you're needing a bigger vehicle, something more reliable or just a car you can have fun in, we can help put you behind the wheel. Here are just a few reasons to finance with Essential:
- Competitive Rates
- Low $500 Minimum Loan Amount
- Longer terms, up to 7 years (up to 36 months for older autos)1
- 100% financing available (up to 125% financing available for qualified members)1
- No Pre-Payment penalty
- Payment Protection
- GAP Insurance available
- Extended Warranty is available
Just call a Essential FCU representative toll-free at 1.888.369.2207, drop by one of our Branches or Apply Online to get pre-approved for your purchase. Don't forget to request a Pre-Approval Certificate to take with you.
Click here to see our list of Preferred Dealers
1Normal credit restricitons apply. Other restrictions may apply. Please see a Essential FCU representative for details.