Personal Loans

From Autos to Vacations, no matter what your need is, we have a loan for you.

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Business Loans

Your business is our business.  Whether your business is growing from the ground up or you need to expand, we have a business loan for you.

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Mortgage Loans

There has never been a better time to invest in a home than now.  No matter if you’re building or buying; we can help make your dreams a reality. 

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Credit Cards

Our credit cards give you the power and freedom of buying without all of the hidden fees!  We also offer a Secured Visa, which allows you the opportunity to build, repair and establish credit.

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We’re invested in you and that’s why we strive to keep our loan rates as low as possible.  To check out our latest rates.

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Loan Payment Options

Take control and enjoy the convenience of the many options to pay your loan.  Pay it the old-fashion way with mail or set it and forget it with auto-payments.  The choice is yours!

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Loans - Essential Federal Credit Union

Essential Federal Credit Union offers a wide variety of loan products and services to customers, including personal loans, business loans & mortgage loans.