Checking Accounts

Basic Business Checking Account

  • $100 minimum opening deposit
  • No minimum balance required
  • No monthly maintenance fee
  • Free debit and credit items, up to first 200 items.

GET STARTED TODAY, contact us at 1.888.369.2207, Commercial@EssentialFCU.org or visit one of our Branches.

Business Analysis Checking Account

  • $100 minimum opening deposit
  • $20 monthly maintenance fee on balances less than $7500
  • $0.10 per debit transaction
  • $0.10 per deposited item
  • Earnings credit to offset service charges

GET STARTED TODAY, contact us at 1.888.369.2207, Commercial@EssentialFCU.org or visit one of our Branches.

 

1 - Normal Credit Qualifications Apply. Essential FCU may opt to advance the Business Account member the amount to pay a check returned for Non Sufficient Funds without returning the check to the originating merchant. Essential FCU allows a negative balance up to $500. There will be a per item fee (per fee schedule) each time this service is used. The normal NSF fee (per fee schedule) will apply each time the Safe Pay service is used.
2 - Transactions are always free at any Essential FCU-owned ATM. Essential FCU will not charge our members a fee for transactions made at non Essential FCU-owned ATMs, although you may incur charges from the institution that owns the ATM.