Business Banking

BUSINESS SOLUTIONS made simple for businesses of all sizes.

Essential FCU is equipped to meet your company's needs with a full menu of business services! Whether you are looking for a checking account, online banking, or need to finance a location for your business, Essential FCU has a variety of commercial services to help your business succeed.

Our Business Lending team is located right here in the Greater Baton Rouge area, so all the lending decisions are made locally! And because we are committed to providing our business partners Exceptional Service, a qualified team member will always be available throughout the process.

Convenient Access To Your Accounts

  • Extended Hours At Every Location
  • Free Online Banking
  • Access To Our Full Service Contact Center
  • Free Transactions at ATMs Nationwide
  • 24-Hour Telephone Account Access
  • 24-Hour Night Deposit Access

Standard Business Services

  • Automated Clearing House (ACH) Services
  • Currency Management & Change Orders
  • Cashier's Checks & Wire Transfers
  • Safe Deposit Boxes*

Personal Service and Support

  • Expert Support From Local Representatives
  • Quick Response To Your Needs
  • One-on-one Consultations And Guidance

Savings Accounts

Saving is easy with Essential's Business Savings Account.   Gain membership to the credit union and start earning dividends with your Business Savings Account.

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Checking Accounts

No matter how big or small your business is, we have a checking account for you.  Enjoy the added values of free Online Banking, Mobile and Telephone Banking and easily management your account by importing and exporting transactions to personal finance management software.

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Business Loans

Your business is our business.  Whether your business is growing from the ground up or you need to expand, we have a business for you.

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Business Credit Cards

Enjoy maximum spending power with this great all-round card. 

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Make the most out of your money with Essential Money Market Accounts, Certificates of Deposits and IRAs.

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Merchant Services

Accept debit, credit and check payments using Essential's Merchant Services.

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Other Services

As a business member, you receive access to all services Essential has to offer.

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*Available at most locations