Essential’s Updates:

Posted April 6, 2020

Small Business Payroll Protection Program Loans

Essential is now accepting applications for the Payroll Protection Program loan.  For more information about the loan and how to apply, please click here.

Scholarship Application Deadline Extended

Essential has extended its Scholarship application deadline from April 17th to May 18th.  To see more information and to download our application, click here.


Posted April 1, 2020

Emergency Relief Skip-A-Payment

Essential if offering an Emergency Relief Skip-A-Payment for any member who is facing financial hardships due to the pandemic.  Skip up to 90 days for NO FEE.  Visit our Emergency Relief Skip-A-Pay page for more info.


Posted March 26, 2020

Meeting your Financial Needs

As the world continues to monitor the COVID-19 (Coronavirus) pandemic, Essential would like to reassure you that we are here for you in this time of need. All branch Drive Thru operations will remain open. Unfortunately, Siegen does not have a Drive Thru and will remain closed and will take appointments only if needed. We understand that you might have financial concerns or may be facing hardships during this time. Essential is here to help work with you during this time of uncertainty.

Beginning, March 25, 2020, Essential has taken the following steps ensure we are meeting your financial needs:

  • Penalty-free CD withdrawals
  • Money Market Excessive Withdrawal Fee will be waived for all withdrawals made from your Money Market Account
  • Essential’s Foreign ATM Fee will be waived for all withdrawals made at ATM’s that are not in the Essential network.*
  • Excessive Transfer Fee will be waived for all transfers made from your Deposit Account(s) to any other account(s).

If you need assistance regarding Loan Payments or Mortgage Payments, please contact the Contact Center at 1-888-369-2207 and speak to a Loan Specialist.

As a reminder, your funds at Essential remain safe, sound and insured by NCUA up to $250,000.

*Fees may be applied at the foreign ATM. These fees are not applied by Essential and are applied by the specific ATM terminal. 


Posted March 23, 2020

Effective Monday, March 16, 2020 until April 30, 2020:

As the COVID-19 (Coronavirus) continues to impact our local community, Essential has taken steps to help protect our members as well as our employees. Please see the branch schedule below. All branch lobbies will be closed until April 30, 2020.

Siegen Branch will be closed until April 30, 2020

Plaquemine Drive Thru ONLY open - 
Monday - Friday 8:00am - 6:30pm 
Saturday 9:00am -2:00pm

Walker  Drive Thru ONLY open - 
Monday - Friday 9:00am - 6:00pm
Saturday 9:00am - 1:00pm

Gonzales Drive Thru ONLY open - 
Monday - Friday 8:00am - 6:30pm
Saturday 9:00am - 2:00pm 

Central Drive Thru ONLY open - 
Monday - Friday 9:00am - 5:00pm 

As our Baton Rouge community continues to feel the impact of the COVID-19, Essential is working diligently to make sure we are here to support our membership. Essential will be available via the Branch Drive Thru, Contact Center at 888.369.2207 and Online Banking and Mobile Apps. 

We encourage you to utilize all of Essential's digital services, including: Online Banking to manage your accounts, visit essentialfcu.org to apply for a loan, or download Essential's App. 

Contact Center will also be available to members: Monday - Friday 7:30am - 7:30pm and 9:00am - 5:00pm Saturday at 1-888-369-2207. 


Posted March 18, 2020

Annual Membership Meeting Postponed

Due to the most recent events and in an effort to protect our members and employees, Essential has decided to postponed its Annual Membership Meeting that was scheduled for Wednesday, March 25, 2020.

We will notify the membership as soon as an alternative date has been determined. This information will be found on our website at www.essentialfcu.org, social media and in branches.  Be sure to follow us on Facebook, Instagram and Twitter.


Posted March 13, 2020

Achieve Financial Peace Seminars Postponed

Due to COVID-19 and the safety of our members and employees, Essential has decided to postpone the remaining Achieve Financial Peace Seminars.  These seminars will be rescheduled as soon as possible.  Membership and those who were registered to attend will be notified of the new dates/locations as soon as that information is available. 

The drawing for $250, which was originally offered to participants, will be held after the remaining seminars have been scheduled and completed.