Tips for the Holidays
Identity Fraud Tips
Identity thieves can be more rampant during the holidays and it is important that you stay aware of how best to protect your accounts. Essential put together a few tips to help you stay clear of Identity Theft.
- Be Alert to Impersonators - Make sure you know who is getting your personal information or financial information. Do not give out personal information on the phone, through the mail or over the Internet. Essential will never contact you via phone or text message requesting your social security number, account numbers or personal identification numbers (PIN).
- Safely Dispose of Personal Information - Before you dispose of a computer or mobile device, get rid of all the personal information it stores.
- Keep Passwords Private - Use strong passwords with your laptop, credit union, bank, and other accounts. Be creative: think of a special phrase and use the first letter of each word as your password. Substitute numbers for some words or letters.
- Don’t Overshare on Social Networking Sites - If you post too much information about yourself, an identity thief can find information about your life, use it to answer ‘challenge’ questions on your accounts, and get access to your money and personal information. Never post your full name, Social Security number, address, phone number, or account numbers in publicly accessible sites.
Using Your VISA Card When Traveling
When traveling this holiday season, please remember to notify Essential to prevent unnecessary blocks on your card. Certain transactions may be blocked due to behavior conflicts on your card, this is for your security. Notifying Essential will make using your VISA Card easier so you can enjoy your traveling experience. Contact us at 888.369.2207 or email us at eServices@essentialfcu.org. For Visa Global Emergency Assistance, please click here.
Free Financial Webinars
DECEMBER – CREDIT CARD MAKE OVER: GETTING OUT OF DEBT
Credit cards can be a great financial tool, but for some, can lead to debt and financial trouble. This session provides an overview of credit card usage, warning signs of credit issues, and options for debt management and reconstruction existing credit.
Thursday, December 12, 2019 | 7:30 p.m. CT
JANUARY – ARE YOU FINANCIALLY HEALTHY?
Financial health is about so much more than your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. In this engaging webinar, you’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score.
Tuesday, January 14, 2020 | 12:30 a.m. CT
Thursday, January 23, 2020 | 7:30 p.m. CT
Voice of the Member Survey
We are excited to announce that we have created an easier, more convenient way for you to let us know about your experience with us, and you should see it in your inbox soon! As part of our ongoing improvement efforts, we have created a short survey and we would love to get your feedback. This survey will be sent to you by our partner, Satmetrix Systems, Inc., on our behalf, and should take just a couple of minutes to complete.
If you have any questions, please contact us at 888-369-2207 or email us at email@example.com. We truly appreciate your business and look forward to receiving your feedback.
News - Essential Federal Credit Union - Credit Union Baton Rouge
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