Effective Saturday, February 1, Essential Federal Credit Union will no longer be accepting CO-OP Shared Branching transactions. Essential members may still conduct transactions at other participating CO-OP Share Branches. To find a CO-OP Share Branch, please visit, call 888-837-6500 or look for the CO-OP Shared Branching symbol across the USA for participating credit unions.

Effective Saturday, February 1, Essential's New Roads location will be permanently closed.  Members may access their accounts by visiting another branch, utilizing Online and Mobile Banking, and CO-OP Shared Branching.  

Using Your VISA Card When Traveling

When traveling this holiday season, please remember to notify Essential to prevent unnecessary blocks on your card. Certain transactions may be blocked due to behavior conflicts on your card, this is for your security. Notifying Essential will make using your VISA Card easier so you can enjoy your traveling experience.  Contact us at 888.369.2207 or email us at  For Visa Global Emergency Assistance, please click here.

Free Financial Webinars


Financial health is about so much more than your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. In this engaging webinar, you’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score.

Thursday, January 23, 2020  |  7:30 p.m. CT

Sign Up


Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financing decisions.

Tuesday, February 11, 2020  |  12:30 a.m. CT

Thursday, February 20, 2020  |  7:30 p.m. CT

Sign Up


Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. These days there are many options to help repay these loans. This webinar will teach attendees about the choices available.

Tuesday, March 10, 2020  |  12:30 a.m. CT

Thursday, March 19, 2020  |  7:30 p.m. CT

Sign Up

Voice of the Member Survey

We are excited to announce that we have created an easier, more convenient way for you to let us know about your experience with us, and you should see it in your inbox soon!  As part of our ongoing improvement efforts, we have created a short survey and we would love to get your feedback. This survey will be sent to you by our partner, Satmetrix Systems, Inc., on our behalf, and should take just a couple of minutes to complete.

If you have any questions, please contact us at 888-369-2207 or email us at We truly appreciate your business and look forward to receiving your feedback.



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 News - Essential Federal Credit Union - Credit Union Baton Rouge

 Take a look at Baton Rouge credit union Essential FCU's news section! We serve members in Baton Rouge, Walker, Central, Plaquemine, Gonzales & New Roads.