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Free Rebuilding Credit Seminars

Essential is hosting multiple FREE Rebuilding Credit Seminars.  No matter where you are in The Greater Baton Rouge Area, we have a seminar location close to you.  Visit our Events page for more information or click here.

Free Financial Webinars

FEBRUARY — YOUR CREDIT SCORE

One of the most important numbers consumers have is their credit score: it affects the ability to purchase a home, buy a car, get a credit card, and other financial decisions—but it can also hinder them. This workshop reviews types of credit scoring models currently used including FICO, Vantage, non traditional, and bankruptcy risk. Participants will understand why these mathematical assessments were developed and how they can use them to their advantage.


Thursday, February 21, 2019  |  7:30 p.m. CT

Sign Up

MARCH — REBUILDING AFTER A FINANCIAL CRISIS

A job loss, a medical crisis, or other hardship can send a normal financial situation into a tailspin. Participants will learn how to get their finances back on track, including budgeting, repaying debt, rebuilding credit, establishing emergency savings, and replenishing retirement savings.

Tuesday, March 5, 2019  |  12:30 p.m. CT

Thursday, March 14, 2019  |  7:30 p.m. CT

Sign Up

APRIL — UNDERSTANDING CREDIT

Credit: Many want it, but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow. 

Tuesday, April 9, 2019  |  12:30 p.m. CT

Thursday, April 18, 2019  |  7:30 p.m. CT

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MAY — STOCK MARKET BASICS

Many financial planners say it’s wise to invest your savings in the stock market rather than leave your money in a low-interest account. Before you jump into the stock market, it’s important to know that investing in stocks comes with risks. This workshop provides the basics needed to get a clear understanding of the stock market, the risks involved, ways to reduce risks, how to buy stocks, and how to maintain your account.

Tuesday, May 7, 2019  |  12:30 p.m. CT

Thursday, May 16, 2019  |  7:30 p.m. CT

Sign Up

 

Voice of the Member Survey

We are excited to announce that we have created an easier, more convenient way for you to let us know about your experience with us, and you should see it in your inbox soon!  As part of our ongoing improvement efforts, we have created a short survey and we would love to get your feedback. This survey will be sent to you by our partner, Satmetrix Systems, Inc., on our behalf, and should take just a couple of minutes to complete.

If you have any questions, please contact us at 888-369-2207 or email us at eservices@essentialfcu.org. We truly appreciate your business and look forward to receiving your feedback.

 

Using Your VISA Card When Traveling

When traveling please remember to notify Essential FCU to prevent unnecessary blocks on your card. Certain transactions may be blocked due to behavior conflicts on your card, this is for your security. Notifying Essential will make using your VISA Card easier so you can enjoy your traveling experience.  Contact us at 888.369.2207 or email us at eServices@essentialfcu.org.  For Visa Global Emergency Assistance, please click here.

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