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If you meet the standard credit requirements, you will receive Instant Online Approval for your loan! Otherwise, your application will be processed and you will be contacted by a Essential FCU representative within one business day. For more information, call 1.888.369.2207phone icon.

 

NEW MEMBERSHIP

APPLY NOW! OPEN A NEW MEMBERSHIP ONLINE

 

HOME LOANS

APPLY NOW! OR VISIT ANY BRANCH TO APPLY IN PERSON

 

PERSONAL LOANS AND CREDIT CARDS

APPLY NOW! HOLIDAY LOANS

APPLY NOW! AUTO LOANS

APPLY NOW! BOAT LOANS

APPLY NOW! RV LOANS

APPLY NOW! MOTORCYCLE / ATV LOANS

APPLY NOW! SECURED LOANS

APPLY NOW! VACATION / TUITION / UNSECURED LOANS

APPLY NOW! STOCK PURCHASE LOANS

APPLY NOW! VISA CREDIT CARDS

 

Apply For Loans & Credit Cards - Essential Federal Credit Union

Essential Federal Credit Union makes it easy for customers all over the Greater Baton Rouge area to apply for loans and credit cards quickly and easily.