About Us

Contact Us

 If you have a question, concern, complement or just want to say hello; we want to hear from you!  Contact us today.

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If you’re looking for an amazing place to work with unbelievable opportunities, look no further.  Essential Federal Credit Union was recently named one of Baton Rouge’s Best Places to Work.  Check out our available employment opportunities to become a part of it.

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Apply Now

Conveniently apply for loans online.  The process is quick and easy…and so is our response!

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Hours and Locations

We’re open longer than any other bank and we have several locations across the Greater Baton Rouge area!  No matter where you are, early or late, we are sure to be on your route.

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Holiday Hours

We take the guesswork out of wondering if we’re open or not with our Holiday schedule.  Mark your calendars now, but remember, with eBanking, Mobile Banking and Telephone Banking…we’re always open!

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Our Story

Read about the “who, what, when, where and why” of Essential Federal Credit Union.  Everybody has a story and ours is a great one!

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Why Essential?

Great question!   Let us tell you what Essential is and what it means.

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Annual Reports

When you have an account with us, you're a member.  As a member you have the right to know how your credit union performs.  Every year we package this information in our Annual Report for you to review and see how we’re doing.  Click Learn More to see our latest edition as well as an archive of past Annual Reports.

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Extra, Extra, Read All About It!  Our News section keeps you in the know about upcoming free seminars, events, promotions, contests, banking trends and more!  Watch our News section often as it is always updating and changing.

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Board Members & Staff

Get to know those who serve you by reviewing our Board Member and Staff directory complete with contact information.

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Using Your VISA Card When Traveling

When traveling please remember to notify Essential FCU to prevent unnecessary blocks on your card. Certain transactions may be blocked due to behavior conflicts on your card, this is for your security. Notifying Essential will make using your VISA Card easier so you can enjoy your traveling experience.  Contact us at 888.369.2207 or email us at eServices@essentialfcu.org.  For Visa Global Emergency Assistance, please click here.

Smart Chip Card FAQs

About - Essential Federal Credit Union - Credit Union Baton Rouge

Essential FCU is a community credit union in Baton Rouge, Central, Walker, Plaquemine, Gonzales & New Roads which provides quality financial services.