Drive Now, Pay Later
Apply to win $1,000 in gas!
Plus, Pay Nothing for 90 Days!
If you're looking for the best auto deal in Baton Rouge, Essential is offering it with our Drive Now, Pay Later special offer. This limited time auto special gets you behind the wheel fast and when you complete an auto (or recreational vehicle) loan application, you're entered to win one of five $1,000 gas cards. Plus, credit scores 660 and above qualify for 90 day no pay*!
- Low fixed rate
- Low $10,000 minimum loan amount
- 100% financing available (up to 125% financing available for qualified members)
- Skip-A-Pay is available
- Payment Protection, GAP Insurance, and Extended Warranty available
Even if you're not approved, you're still entered to win a $1,000 gas card! See our sweepstake rules for more details.
* All loan approvals are based on standard loan underwriting guidelines and credit-scoring benchmarks. Actual rate may vary based on credit score. Must have a credit score of 660 or higher and be current on all loans to qualify for 90 day no pay. The minimum loan value must be $10,000 or greater and the loan must be closed at Essential. Interest will accrue beginning at closing of the loan. Excludes all loans currently financed with Essential. See official Sweepstake Rules here.