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Drive Now, Pay Later

* All loan approvals are based on standard loan underwriting guidelines and credit-scoring benchmarks. Actual rate may vary based on credit score.  Must have a credit score of 660 or higher and be current on all loans to qualify for 90 day no pay.  The minimum loan value must be $10,000 or greater and the loan must be closed at Essential. Interest will accrue beginning at closing of the loan. Excludes all loans currently financed with Essential.  See official Sweepstake Rules here.