Checking Accounts

MANAGE YOUR MONEY your way.

Key Checking

A high yield checking account that will earn you rewards by meeting the simple monthly requirements. We want to reward you for using your checking account! Earn up to 2.50% APY and receive unlimited ATM transaction fee refunds!*

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Simple Checking

With a Simple Checking Account, it is what it sounds like...SIMPLE! Receive the perks of this free* checking with no minimum balance fees, no check writing fees, free eBanking, VISA Check card and much more!

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Safe Checking

If you have experienced previous checking account challenges, this account is designed to provide a safe start so you can re-establish purchasing power with a checking account.

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Money Market Account

The Money Market Account was designed with you in mind. Our Money Market Account allows you to earn variable dividends based on your monthly average balance without you having to change account types. With a minimum balance of $1,000, you will enjoy having full access to your funds while earning a high interest. The tiers are broken down into the following balances:

  • $1,000 - $9,999.99
  • $10,000 - $24,999.99
  • $25,000+
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If you have questions or need more information on Essential FCU checking accounts, please visit a Essential FCU branch closest to you or call 1.888.369.2207.

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Personal Checking Accounts - Essential FCU - Baton Rouge Checking

Are you in need of a personal checking account in Baton Rouge, Plaquemine, Walker, Central, Gonzales or New Roads? Essential Federal Credit Union can help!