Certificate of Deposit Account

STANDARD and JUMBO CERTIFICATES

Certificates, or CDs, are high-earning accounts that can help you earn a significant rate of return on your hard-earned money. Once the Certificate is open you have the choice of compounding the interest monthly or quarterly or having the dividend distributed to another savings or checking account.1
 

STANDARD Certificates 
$500 minimum balance required. $9,999.99 maximum deposit.

  • Choose 3 months to 4 years term.
  • Enjoy automatic renewal at current rates.
  • Fixed rate for the term of the certificate.
  • Early withdrawals are subject to penalty.

JUMBO Certificates
$10,000 minimum balance required.

  • Earns higher yield at maturity
  • Choose 3 months to 4 years term.
  • Enjoy automatic renewal at current rates.
  • Fixed rate for the term of the certificate.
  • Early withdrawals are subject to penalty.

GET STARTED TODAY, contact us at 1.888.369.2207 or visit one of our Branches.

 

See Disclosures for more information.

1 Dividends are paid out either monthly or quarterly.
*Note: Certificates may be subject to early withdrawal penalties.
**CD Special dividends are calculated and posted quarterly.  No bonuses or bump up rates added.  Available to "New Money" only, meaning funds not already deposited within Essential FCU.
Other Investments - Certificate Deposits - Essential FCU
At Essential Federal Credit Union, we're pleased to be able to offer Certificate of Deposit Accounts, also known as Certificates or CDs. Ask us about them!