Debt Consolidation Loan Special

Are bills starting to stack up?  Did you over spend this holiday season?  Do you have a credit card with a high interest rate?  Our Debt Consolidation Loan can help you pay off those loans faster and with less money!  Essential's Debt Consolidation Loan offers:

  • Fixed rates as low as 8.50% APR*
  • Finance up to $20,000
  • 90 day no pay
  • Up to 72 month terms


How a debt consolidation process works:

  • Determine how much you need to pay off your debts
  • Apply for an Essential Debt Consolidation Loan here
  • Make one payment each month to Essential rather than paying multiple companies
  • Save money by having a lower interest rate with Essential & a set payment each month 

It's time to take control of your finances.  Start today by Applying Online!

Want more information about taking control of your finances?  Check out FREE Credit Builder Seminars here.

*APR = Annual Percentage Rate. Consolidation loan special only available during promotional time period. 90 day no pay is only available on consolidation loan special depending on credit score. Interest will accrue beginning at closing of the loan. Limited time offer.  All loan approvals are based on standard loan underwriting guidelines and credit-scoring benchmarks. Actual rate may vary based on credit score, and/or surcharges, and loan term. Offer does not apply to loans currently financed with the credit union. Cannot be combine with any other offer. Loan discounts cannot be applied.