Auto Loans

New and Used Auto

  • Competitive Rates
  • Low $500 Minimum Loan Amount
  • Longer terms, up to 7 years (up to 36 months for older autos)1
  • 100% financing available (up to 125% financing available for qualified members)1
  • No Pre-Payment penalty
  • Payment Protection
  • GAP Insurance available
  • Extended Warranty is available

Auto Shopping Assistant

Click here to see our list of Preferred Dealers

Get Pre-Approved

Just call a Essential FCU representative toll-free at 1.888.369.2207, drop by one of our Branches or Apply Online to get pre-approved for your purchase. Don't forget to request a Pre-Approval Certificate to take with you.

1Normal credit restricitons apply. Other restrictions may apply. Please see a Essential FCU representative for details.