Loan Payment Options

Essential Federal Credit Union offers a variety of convenient payment options:

  • Pay ONLINE – Login to Online Banking to pay from your Essential checking or savings account or another financial institution.  First Time Users - Enroll Now!
  • Pay by MOBILE APP – Make payments on the go with your smartphone.  Simply download the Essential App on iTunes or the Google Play Store.  
  • Pay by TELEPHONE – You can pay your loan by telephone by contacting us at 1.888.369.2207
  • Pay by AUTOMATIC LOAN PAYMENT – Login to Online Banking to setup automatic payments.  First Time Users - Enroll Now!
  • Pay by MAIL – Click here for loan payment mailing address information.
  • Pay in PERSON - Your payments are accepted at any Essential Federal Credit Union branch.  Click here to find a branch near you.
  • CO-OP Shared Branch - Essential Members have free access to thousands of credit unions all over the country for transactions.  At shared branches you can make your loan payment in addition to other transactions such as deposits, withdrawals, and more.  To find a shared branch, click here, call 888-837-6500 or download the mobile CO-OP Shared Branch app.
New to Online Banking?  Enroll Today to get started.
Questions about any of these options, simply contact us at 1.888.369.2207 or via email at