Mobile Home Mortgage Loans

Looking to purchase or refinance a manufactured home? Essential FCU has a mortgage loan program designed especially for manufactured homes. Make your dreams a reality today! Essential FCU's Manufactured Home Loan Program has many other benefits, including:

  • Financing available up to 85% loan to value.
  • Doublewide and Singlewide manufactured homes allowed.
  • Loan must be secured by the manufactured home and land.
  • Home must be permanently affixed to the property and have an Act of Immobilization recorded.
  • Maximum loan term of 15 years.
  • No private mortgage insurance required
  • No prepayment penalties
  • Local servicing on your loan. Unlike many other mortgage lenders that shift the servicing of your loan to another institution weeks after you close on your loan, Essential FCU will always service our members' mortgage loans! If you ever have a question or an issue with your loan, a Essential FCU Representative is just a phone call away.
  • Online access to your mortgage loan information. With a click of your mouse, you will have access to all of your mortgage information right on your desktop.

Quick and easy application process
Apply Online, call 1.888.369.2207 or visit any of our Branches