2017 Essential Scholarship Winners

Congratulations to two outstanding graduates who blew us away with their essays, community involvement and academia.  We are proud to present St. Joseph's Academy's Lauren Honore' and Brusly High School's Katheryn Gonzalez each with a $1,000 scholarship.  Way to go, ladies! 

Using Your VISA Card When Traveling

When traveling please remember to notify Essential FCU to prevent unnecessary blocks on your card. Certain transactions may be blocked due to behavior conflicts on your card, this is for your security. Notifying Essential will make using your VISA Card easier so you can enjoy your traveling experience.  Contact us at 888.369.2207 or email us at  For Visa Global Emergency Assistance, please click here.

Smart Chip Card FAQs

Upcoming Events

Click here to view a list of events!


These days fraud is becoming rampant and it is important that you stay aware of how best to protect your accounts.

  • Be Alert to Impersonators - Make sure you know who is getting your personal information or financial information.  Do not give out personal information on the phone, through the mail or over the Internet.  Essential FCU will never ask or contact you for personal, account or Online Banking information.   
  • Safely Dispose of Personal Information - Before you dispose of a computer, get rid of all the personal information it stores.  Use a wipe utility program to overwrite the entire hard drive.  Before you dispose of a mobile device, check your owner's manual, the service provider's website, or the device manufacturer's website for information on how to delete information permanently, Remove the memory or subscriber identity module (SIM) card from a mobile device. Remove the phone book, lists of calls made and received, voicemails, messages sent and received, organizer folders, web search history, and photos.
  • Keep Passwords Private - Use strong passwords with your laptop, credit, bank, and other accounts. Be creative: think of a special phrase and use the first letter of each word as your password. Substitute numbers for some words or letters.
  • Don’t Overshare on Social Networking Sites - If you post too much information about yourself, an identity thief can find information about your life, use it to answer ‘challenge’ questions on your accounts, and get access to your money and personal information. Consider limiting access to your networking page to a small group of people. Never post your full name, Social Security number, address, phone number, or account numbers in publicly accessible sites.


Money Talk: Q3 - 2017

Money Talk: Q2 - 2017

Money Talk: Q1 - 2017

Money Talk: Q4 - 2016

Money Talk: Q3 - 2016

Money Talk: Q2 - 2016

Money Talk: Q1 - 2016

Money Talk: Q4 - 2015

Money Talk: Q3 - 2015

Money Talk: Q2 - 2015

Money Talk: Q1 - 2015

Money Talk: Q4 - 2014

Money Talk: Q3 - 2014

Money Talk: Q2 - 2014

 News - Essential Federal Credit Union - Credit Union Baton Rouge

 Take a look at Baton Rouge credit union Essential FCU's news section! We serve members in Baton Rouge, Walker, Central, Plaquemine, Gonzales & New Roads.